Are you looking to buy a home? Want to find the perfect place before the holidays? Whether you’re a “list person” or not, I’ve created a to-do list for buying a home. Start checking these off, and we’ll find you your dream home in no time!
1. Have a Good Down Payment
Start saving now for a down payment. The bigger your down payment, the less money you have to borrow. If you have at least a 20% down payment, you won’t have to add mortgage insurance to your monthly payments.
2. Get Pre-Qualified
Before you start looking at homes and deciding what house you want, get pre-qualified for a loan! This will help you know what you can afford and what homes are real potential. Doing this before you start looking can save you from heartache. You don’t want to find the perfect home, only to realize that you can’t afford it. Click here to get pre-qualified today!
3. Create a Wish List
Now the process can get a little fun. Sit down and make a wish list for everything you want (and need) in your new home. Do you need a 4 bedroom home? Do you want a home with wood floors? Make a physical list. If you’re buying this home with someone else, sit down with them, and make this list together. Go through and make sure you know the things that are a must (non-negotiable) as this can help you know what can and can’t be sacrificed in the decision process.
Check out these gorgeous Gilbert home for sale. Maybe one of these fits into your wish list!
4. Create a Budget
You have a down payment, you know how much of a loan you’re qualified for, and you’ve decided what you want/need, now create a realistic budget. How much can you really afford every month? Don’t only think monetarily, think also of the home itself and whether you can afford the time that goes into it. Is it a project home? It is so large that you’ll spend most of your time cleaning? Think through the time and money that you can afford to put into a home.
5. Find a Realtor
You’ve made all these decisions, now you’re definitely ready to find your dream home. Before you start house hunting in earnest, get a Realtor! This is a vital step you don’t want to miss. It may seem like you don’t need one, but they’ll make your life so much easier and will help you get the home of your dreams for an affordable price! Remember that budget you created? Us Realtors know how to help you find a home that will stick to that budget. With my extensive resources and years of industry knowlegde, I’ll find you tons of homes that fit what you’re looking for. I’ll take you on tours of these homes and help you close a deal on one. I’ll help you through the negotiating process and through all the paper work. The best part? You don’t pay me! My paycheck comes from the seller not the buyer, so it’s really a no-brainer to get a Realtor to help you buy a home! Call me today! 602-492-1565
6. Start House Hunting
The fun begins! You’ve gotten to this point, now you can start looking at amazing homes in the neighborhoods you’ve been eyeing for years! We’ll find homes that fit your wish list and your budget.
7. Be Patient
Understand that buying a home can be a long process. Be patient. I promise I’ll get you in your dream home A.S.A.P.!!! You’ve crossed everything off your to-do list so far, stick with it to the very end!
Ready to find that dream home?! CALL/TEXT me today! 602-492-1565